How To Check Your Credit Report

On AnnualCreditReport.com you are entitled to a free annual credit report from each of the three credit reporting agencies. These agencies include Equifax, Experian, and TransUnion.

Request all three reports at once or one at a time. Learn about other situations when you can request a free credit report.

Request Your Free Credit Report:
Online: Visit AnnualCreditReport.com

By Phone: Call 1-877-322-8228. For TTY service, call 711 and ask the relay operator for 1-800-821-7232.

By Mail: Complete the Annual Credit Report Request Form PDF, and mail it to:

Annual Credit Report Request Service

PO Box 105281

Atlanta, GA 30348-5281

If Your Request for a Free Credit Report Is Denied:

Contact the CRA directly to try to resolve the issue. The CRA should tell you the reason they denied your request and explain what to do next. Often, you will only need to provide information that was missing or incorrect on your application for a free credit report.

If you can’t resolve your dispute with the CRA, contact the Consumer Financial Protection Bureau (CFPB)

*We are not credit specialists.