Midland Funding

Has Midland Funding filed a lawsuit against you?

Are you being sued by Midland Funding? Perhaps you already have a judgment entered against you in favor of this debt-buyer? If so, Graham & Borgese is exactly the type of help you’ve been looking for.  Read below to learn more about Midland Funding and what our experienced and dedicated attorneys can do for you.

Who is Midland Funding? 

Midland Funding LLC is one of the nation’s largest buyers of unpaid debt. Midland Funding purchases accounts with an unpaid balance for a fraction of the balance, usually where consumers have gone at least 180 days without making a payment, or paid less than the minimum monthly payment due. Midland Funding LLC works with its affiliate, Midland Credit Management (MCM), to service accounts.

The contact information for Midland Funding is as follows:

Midland Funding, LLC
8755 Aero Dr.
San Diego, California 92123
www.midlandcreditonline.com
(858) 694-0487

Are they legitimate? 

Since Midland Funding is a company that handles an extremely high-volume of collection accounts, it has been subject to repeated FDCPA claims over the years due to questionable collection practices involving abuse, deceptive conduct and unfair practices.

However, just because Midland Funding is not your original creditor and has gotten in trouble for violating the FDCPA before, doesn’t mean you should simply ignore their collection attempts. Whether by hiring law firms such as Cohen & Slamowitz or Forster & Garbus, or filing a lawsuit using their own internal legal department, this agency can still obtain judgments against you if you ignore legal documents.  This gives Midland Funding full legal authority to collect the full amount of the original debt, plus interest, attorney fees, etc.  A  judgment also allows Midland Funding to garnish wages, seize bank accounts, and seize other assets in certain circumstances.

How can we help? 

Graham & Borgese can raise any legal defenses that you may have, prevent a default judgment from being entered against you and/or negotiate a reasonable settlement with flexible monthly payments so you can protect your credit and save money. 

If you are receiving collection letters from Midland Funding contact Graham & Borgese right away for a free consultation.

Past cases we’ve handled:

Midland Funding, LLC v. Bowman, Index # 73771/11
Before our law firm’s involvement, our client was sued by Midland Funding, LLC for a defaulted credit card account purchased from Chase Bank USA, N.A.  The lawsuit resulted in a judgment in favor of Midland Funding with a balance of approximately $16,700. After being retained, our law firm successfully negotiated a settlement of $6,500 payable in $100 monthly installments, with no interest accrual and the judgment vacated.

Midland Funding, LLC v. Butler, Index # 000381/14
Our client was sued by Midland Funding, LLC and their attorneys, Forster & Garbus, for a debt that was acquired from Webbank.  The amount sought in the lawsuit was $4,962.95, plus additional disbursements of action.  Graham & Borgese was hired shortly after our client was served and our law firm subsequently filed an Answer to the lawsuit.  A settlement was eventually negotiated for $2,500, which called for monthly installments of $100 (with no accrual of interest during repayment and no entry of a judgment).

Midland Funding, LLC v. Klos, Index # 73877/12
Upon discovering that a default judgment had been entered against him for $6,051.21, Mr. Klos hired Graham & Borgese to negotiate settlement on a debt purchased by Midland Funding from Citibank, N.A.  At the time of settlement the judgment had increased to approximately $7,000 but our law firm successfully negotiated a settlement of just $3,500, which called for monthly payments of just $50, without interest. The agreement also called for the judgment to be vacated.

*Prior results do not guarantee a similar outcome.

Aren’t lawyers expensive? 

Our law firm is dedicated to providing quality legal representation to people of all financial situations.  Unlike most other attorneys or even debt settlement companies, Graham & Borgese does not charge contingency fees.  That’s right, we only charge a low flat fee to handle your case.  Plus, our consultations are always FREE. When you consider how much time, money and stress our law firm can save you, the choice is easy!

Contact one of our offices today to learn more about our extremely affordable FLAT FEE rates and flexible payment plan options.