Pittsburgh, PA Frozen Bank Account Lawyers

Your financial stability may be upset by the surprise of seeing your bank account frozen, which can make it challenging to pay for everyday needs like food and home bills. Please contact Graham & Borgese for free consultation and prompt assistance if you're in Pittsburgh and you're having trouble accessing your money. Occasionally, banks misunderstand consumer protection legislation, which results in unjustified account freezes.

With a focus on frozen bank accounts, our team of committed debt relief attorneys is prepared to support you during this trying time. To take back control of your money, contact us by phone or online.

Our Pittsburgh frozen bank account lawyers are here to help. Contact us by completing our online form or calling (888) 801-7765.

What Is a Frozen Bank Account?

A frozen bank account, also known as a restrained account, is one that prevents withdrawals due to a creditor's claim. This means that you can deposit monies but not withdraw them, leaving you in a financial bind.

The legislation in Pennsylvania (Section 9607 of Title 13 in the Commercial Code) allows a bank account to be seized in response to a court decision. Understanding these local restrictions is critical to negotiating the difficulties of a frozen bank account.

Why Was My Bank Account Frozen?

A frozen bank account usually means that you or a joint account holder have been hit with a judgment by a creditor. This strategy is employed by creditors to prevent you from accessing your money and force you to repay debt.

How Funds Are Protected

42 Pa. C.S.A. Section 8123 describes the state's $300 statutory exemption from account levies. Spouses' joint assets are shielded from these kinds of charges as well. Furthermore, banks must notify creditors of any recurrent electronic deposits into the account, such as earnings, disability benefits, and Social Security benefits, which may be exempt from seizure if the account balance is less than $10,000.

For Experienced Assistance From A Local Firm, Contact Graham & Borgese

If your bank account has been frozen, Graham & Borgese in Pittsburgh is here to help. Our knowledgeable attorneys will put forth endless effort to protect your legal rights and assist you in getting your money back. to start fixing your frozen bank account problems immediately.

Discuss your situation with one of our skilled Pittsburgh frozen bank account lawyers at . Call (888) 801-7765.