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No Court Appearances
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Affordable Fees and Payment Plans
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Local and Accessible
Debt Settlement Attorneys in Philadelphia
Philadelphia, PA Debt Settlement Attorneys
Your Local Solution for Financial Relief
Are you feeling the weight of debt? You're not alone. With the cost of living on the rise and unexpected life events, many Philadelphia residents find themselves facing financial challenges. But there's hope. At Graham & Borgese, we specialize in providing personalized debt settlement solutions right here in Philadelphia, PA.
Why Choose Graham & Borgese for Debt Settlement?
Because of our company's strong ties to the Philadelphia area, we are aware of the distinctive financial struggles that our neighbors have.
Reasons to collaborate with our team:
- We've successfully negotiated sizable debt reductions for clients in the past.
- There are no surprises in our charge schedule, which is open and honest.
- We can handle your case as licensed attorneys, even if it turns into a lawsuit.
- We make certain that every settlement is recorded and examined by a lawyer in order to shield you from deceptive creditor practices.
- Our knowledgeable attorneys will protect your rights from pushy debt collectors as they have a thorough understanding of Pennsylvania State collection laws.
- We make sure you always know who is handling your case by providing clear and consistent communication.
To have a better understanding of what options are available to you, get in touch with a seasoned Philadelphia debt settlement lawyer at Graham & Borgese. Call us at (888) 801-7765 or complete a form for a free consultation.
What Is Debt Settlement?
The goal of debt settlement is to discover a way to achieve financial stability, not merely to settle debt. Our method of debt settlement is negotiating with creditors to get your debts settled for less than what is owed in full. Those who are having financial difficulties and are looking for a way out of bankruptcy may find this procedure to be a lifesaver.
Protect Your Financial Future
Choosing debt settlement with Graham & Borgese can lead to reduced debt, more manageable payment plans, and freedom from harassing creditor calls. Our goal is to help you regain control of your finances without the lasting impact of bankruptcy.
Dealing With Credit Card Debt?
Credit card debt is a national issue, and Philadelphia is no exception. With many residents juggling balances, the path to being debt-free can seem out of reach. Our attorneys have the expertise to negotiate with credit card companies, aiming to settle your debt for less and prevent legal action against you.
Affordable Debt Settlement Services in Philadelphia, PA
We believe everyone deserves access to legal support, regardless of their financial situation. That's why we offer competitive rates and flexible payment plans. Watch our video featuring attorney Frank Borgese discussing our commitment to improving your quality of life and reducing the stress of debt.
Ready to Tackle Your Debt in Philadelphia, PA?
All people, regardless of their financial status, should have access to legal assistance. We provide reasonable pricing and adaptable payment schedules as a result. At Graham & Borgese, we are dedicated to helping you improve your life and eliminating the burden of debt.
For expert legal solutions against debt, speak with a qualified debt settlement lawyer in Philadelphia at Graham & Borgese. Call us at (888) 801-7765 or complete our form.
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“I spoke with Kris Graham who was very nice and answered all of my questions.” - Christina P.
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“I was so grateful for their straightforward communication as they explained the options I had ahead of me.” - Heather F.
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“I cannot believe how quickly Kris Graham and Frank Borgese settled my case!” - Bill S.
Is Debt Settlement Better Than Bankruptcy?
Deciding between debt settlement and bankruptcy depends on individual financial circumstances and goals. Both options aim to address overwhelming debt, but they achieve this in different ways and have distinct impacts on credit, finances, and long-term recovery.
Debt settlement involves negotiating with creditors to pay a reduced amount to satisfy the debt. It is typically a good option for individuals who can afford to make reduced lump-sum payments or structured settlements. One of the main advantages of debt settlement is that it avoids the legal proceedings associated with bankruptcy and may have a less severe impact on credit scores. However, it can still negatively affect credit, as it often requires falling behind on payments during negotiations.
Debt settlement may be preferable for those seeking to resolve their debts without court involvement and retain control over the process. Consulting with a qualified attorney can help individuals understand which option aligns best with their financial situation and long-term goals.