Our attorneys in New York, New Jersey, and Pennsylvania make no judgments about how you became overwhelmed by debt. Our role is to focus on solving the existing problem so your future is one without duress. We are here to help through various means, whether they involve fighting on your behalf in court against a judgment, helping you understand and take advantage of a debt settlement or consolidation program, or apprising you of your consumer rights in matters of unlawful creditor harassment. When it comes to debt, our team understands it all and is ready to use the tools and methods appropriate to your case to solve all issues.

We handle cases involving:

• Debt lawsuits: These are lawsuits brought against you by creditors and collection agencies in pursuit of payment.
• Judgments: When you are taken to court by a creditor, a judgment may be imposed by the court that provides legal means for the creditor to collect on the debt.
• Wage garnishments: A percentage of your wages may be automatically deducted from your paycheck to pay a creditor, as mandated by a court order.
• Frozen bank accounts: Your account can be frozen by court order in an effort to make good on your debt in a legal case initiated by your creditor.
• Property liens: These liens can also be used as a means to pay off your debt upon the sale of your property, also imposed in a legal proceeding by a creditor.
• Debt settlement: We can engage in skilled negotiation with creditors to help you achieve affordable and meaningful settlements of your debt. 
• Student loans: We can offer guidance on the options available to you for tackling student loan debt through consolidation or rehabilitation, depending on whether your loan is a private or federal one. 
• Credit card debt: This is a major cause of debt burden in which late fees and penalties can accrue, further depleting your resources and resulting in creditor harassment. We can help you take control.
• Consumer rights: These rights afford the public who buys goods and services protections against unfair practices, as set forth by law. 

We also provide a Debt Collector Directory in which we have compiled information related to numerous companies that are used by creditors to collect on the debt owed to them. You can review the companies to gain a better understanding of how they operate, as well as how we can help you in any matters involving them.